Residential Claims
For homeowners dealing with storm, water, or fire damage. We document every loss, read your policy line by line, and negotiate the claim so you can get your home put back right.
Our services →Public Adjuster in Indianapolis & Central IndianaYour insurance company has an adjuster.
Now you have one too.
Indiana Public Adjusters represents Indianapolis-area homeowners and business owners on property insurance claims, from the first inspection to the final settlement. We work for you, never the insurance company.
- No upfront cost
- Roof, hail, wind, water & fire
- Denied or underpaid claims
Quick answer
What does a public adjuster in Indianapolis do?
A public adjuster is a licensed insurance professional who represents you, the property owner, not the insurance company. Indiana Public Adjusters reviews your policy, inspects and documents the damage, prepares the claim, and negotiates the settlement for homeowners and businesses in Indianapolis and central Indiana. There's no upfront cost, and the first claim review is free.
What we do
Someone in your corner, start to finish
Insurance policies are written by insurers. Claims are adjusted by people the insurer pays. We level the field.
Commercial Claims
For business owners, landlords, churches, and multi-family properties. Bigger buildings mean bigger estimates and more ways to get shorted. We handle the details so you can keep running your business.
Our services →Denied & Underpaid Claims
Already got a denial letter or a check that won't cover the repairs? We review what the carrier decided, find what was missed, and push to reopen or supplement the claim.
Denied claims → Underpaid claims →How it works
Four steps from damage to settlement
You stay informed the whole way. We do the heavy lifting.
- 1
Free claim review
Tell us what happened. We look at the damage and your policy and tell you honestly whether we can help. No cost, no obligation.
- 2
Inspection & documentation
We inspect the property top to bottom: roof, siding, gutters, interior, and contents. Then we build a detailed, photo-backed damage estimate.
- 3
Policy review & negotiation
We match the damage to your coverage and present the claim to your insurer. We handle the adjuster meetings, calls, and paperwork.
- 4
Settlement
We push for a full and fair settlement under your policy and keep you updated until the claim is resolved.
Who does the insurance company's adjuster work for?
The insurance company.
Who does a public adjuster work for?
You. Only you.
Why hire a public adjuster
Experience on your side of the claim
Your dedicated Indiana Public Adjusters team has years of experience handling insurance claims with a wide range of carriers. Our results range from claims first found to be under the deductible to multiple full, fair settlements for everyone involved.
- We know what to look for. We find storm damage that a quick inspection misses and make sure repairs are priced the way they're actually done.
- We know the paperwork. Line-item estimates, policy language, proof of loss, deadlines. We handle it so nothing slips.
- We save you time. No more chasing callbacks or re-explaining your claim to a new adjuster every few weeks.
- Clear terms. No upfront cost. If there's no recovery, you owe no fee. Fee terms are outlined in your contract.
Claim types
The claims we handle
Roof & Hail
Bruised and fractured shingles, damaged vents, flashing, gutters, and siding.
Learn more →Wind
Missing or creased shingles, lifted roofing, fallen trees, and storm debris.
Learn more →Water
Burst pipes, appliance leaks, roof leaks, and interior water damage.
Learn more →Fire & Smoke
Structure, smoke, and soot damage, contents, and additional living expenses.
Learn more →Denied Claims
A second look at denials, so the decision is backed by the policy and the facts.
Learn more →Underpaid Claims
Low estimates, missing line items, and depreciation that doesn't add up.
Learn more →Service areas
Indianapolis public adjusters serving central Indiana
Based in the Indianapolis area, serving homeowners and businesses across the metro and surrounding counties.
Marion County
Indianapolis
Historic neighborhoods, township homes, apartments, and commercial property across Marion County.
Indianapolis claim help →Indianapolis & Marion County
Northeast: Geist & Hancock County
North: Hamilton & Boone Counties
West: Hendricks County
South: Johnson & Morgan Counties
East: Madison & Shelby Counties
South-Central: Monroe & Brown Counties
Not sure if your claim was handled fairly?
Send it to us. We'll review it free and tell you straight.
FAQ
Common questions
What is a public adjuster?
A public adjuster is a licensed insurance professional who represents the policyholder, not the insurance company, on a property damage claim. We document the loss, interpret the policy, prepare the claim, and negotiate the settlement on your behalf.
How much does it cost?
There's no upfront cost. If there's no recovery, you owe no fee. Fee terms are outlined clearly in your contract before we begin.
Can you help if I already filed my claim?
Often, yes. We can step in at any stage, including after an inspection, a low offer, or a denial. The sooner we're involved, the more we can help.
My claim was denied. Is it too late?
Not necessarily. Many denials can be reopened or disputed with better documentation. Policies do have deadlines, so contact us as soon as possible for a free review.
Do I still pick my own contractor?
Yes. You choose who repairs your property. Our job is to make sure the claim pays what your policy owes for those repairs.
Do you work with businesses too?
Yes. We handle commercial, multi-family, and church property claims as well as homeowner claims.
Where do you work?
Indianapolis and central Indiana are our home base. We serve Marion, Hamilton, Boone, Hendricks, Johnson, Morgan, Madison, Shelby, Monroe, and Brown counties. See all service areas, starting with Indianapolis.
Are you lawyers?
No. Public adjusters are licensed by the Indiana Department of Insurance to handle property claims for policyholders. We don't give legal advice. If your claim needs an attorney, we'll tell you.
Free claim review
Let's take a look at your claim
Tell us a little about the damage. We'll reply by email during business hours, Monday–Friday, 8–5.
What happens next
- We review what you send and reply by email to talk through the damage and your claim.
- If it makes sense, we schedule an inspection. Have your policy and any insurer letters handy.
- You decide whether to hire us. Nothing is signed until you're ready.